.calculator-shell{background:#fff;border:1px solid #aabdc5;box-shadow:var(--shadow)}.calculator-head{background:var(--navy);color:#fff;padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:20px}.calculator-head h2{margin:0;font-size:1.35rem}.calculator-head p{margin:3px 0 0;font-size:.9rem;color:#d8e5eb}.rule-badge{background:#fff;color:var(--navy);padding:6px 10px;font-weight:800;font-size:.82rem}.calculator-grid{display:grid;grid-template-columns:1.05fr .95fr}.calculator-form-panel{padding:28px;border-right:1px solid var(--line)}.calculator-result-panel{padding:28px;background:#f5faf8}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field-wide{grid-column:1/-1}.field label,.fieldset-label{font-weight:800;color:var(--navy);font-size:.94rem}.field input,.field select{width:100%;border:1px solid #aab8c0;border-radius:2px;padding:11px 12px;background:#fff;color:var(--ink)}.field input:focus,.field select:focus{outline:3px solid rgba(22,118,94,.18);border-color:var(--green)}.field-help{font-size:.79rem;color:var(--muted);line-height:1.5}.input-wrap{position:relative}.input-wrap input{padding-right:45px}.input-suffix{position:absolute;right:13px;top:50%;transform:translateY(-50%);font-weight:800;color:var(--muted)}.segment-control{display:grid;grid-template-columns:1fr 1fr;border:1px solid #aab8c0}.segment-control label{position:relative}.segment-control input{position:absolute;opacity:0}.segment-control span{display:block;padding:10px;text-align:center;font-weight:800;cursor:pointer}.segment-control input:checked+span{background:var(--green);color:#fff}.checkbox-row{display:flex;align-items:flex-start;gap:10px;border:1px solid var(--line);padding:12px;background:#fbfdfd}.checkbox-row input{margin-top:6px}.advanced{margin-top:20px;border-top:1px solid var(--line);padding-top:16px}.advanced summary{font-weight:800;color:var(--navy);cursor:pointer}.advanced-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:16px}.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.form-error{color:var(--red);font-size:.82rem;min-height:1.4em}.result-kicker{margin:0;color:var(--green);font-weight:800}.result-value{display:flex;align-items:baseline;gap:8px;margin:4px 0 8px}.result-value span{font-size:clamp(2.4rem,5vw,4rem);line-height:1;font-weight:900;color:var(--navy)}.result-value small{font-size:1.1rem;font-weight:800}.result-sub{font-size:.84rem;color:var(--muted);margin:0 0 20px}.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.result-grid>div{background:#fff;border:1px solid var(--line);padding:12px}.result-grid span{display:block;font-size:.78rem;color:var(--muted)}.result-grid strong{display:block;color:var(--navy);font-size:1.03rem}.result-status{border-left:4px solid var(--green);background:#fff;padding:13px 15px;margin:16px 0}.result-status strong,.result-status span{display:block}.result-status span{font-size:.8rem;color:var(--muted)}.result-table{width:100%;min-width:0;background:#fff;border:1px solid var(--line);margin-top:16px}.result-table th,.result-table td{padding:10px 12px;font-size:.86rem}.result-table th{background:#e7f2ee;color:var(--navy)}.result-row{display:flex;justify-content:space-between;gap:15px;padding:10px 0;border-bottom:1px solid var(--line)}.result-row span{color:var(--muted)}.result-tools{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.result-tool{border:1px solid var(--navy);background:#fff;color:var(--navy);padding:8px 11px;font-weight:800;border-radius:2px}.bars{margin:18px 0;background:#fff;border:1px solid var(--line);padding:14px}.bar-row{display:grid;grid-template-columns:100px 1fr 78px;gap:9px;align-items:center;margin:9px 0;font-size:.82rem}.bar-track{height:12px;background:#e8edef}.bar-fill{height:100%;background:var(--green)}.bar-fill.rate50{background:var(--navy)}.bar-fill.support{background:var(--amber)}.saved-message{min-height:1.5em;font-size:.8rem;color:var(--green)}
@media(max-width:900px){.calculator-grid{grid-template-columns:1fr}.calculator-form-panel{border-right:0;border-bottom:1px solid var(--line)}}@media(max-width:600px){.calculator-head{align-items:flex-start;flex-direction:column}.calculator-form-panel,.calculator-result-panel{padding:20px}.field-grid,.advanced-grid{grid-template-columns:1fr}.field-wide{grid-column:auto}.result-grid{grid-template-columns:1fr}.bar-row{grid-template-columns:82px 1fr 70px}}
@media print{.site-header,.site-footer,.hero,.section:not(#calculator),.calculator-form-panel,.result-tools,.cta-band{display:none!important}.calculator-grid{display:block}.calculator-result-panel{background:#fff}.calculator-shell{border:0;box-shadow:none}}